Los activos totales superaron los RD$15 mil millones para un crecimiento de 24%, mientras que la inversión de las reservas creció en más de RD$1,623 millones, un 19.31% más que el año 2019.
Como resultado de los esfuerzos realizados por la nueva gestión, durante el último cuatrimestre del año 2020, Seguros Reservas obtuvo excelentes indicadores financieros y de desempeño. La entidad reflejó una Gestión de Cobros y Producción histórica, exhibiendo un crecimiento que revela beneficios del periodo por RD$ 1.4 mil millones, mostrando así un incremento de un 14% respecto a los Beneficios Netos del 2019. Los activos totales superaron los RD$15 mil millones para un crecimiento de 24%, mientras que la inversión de las reservas creció en más de RD$1,623 millones, un 19.31% más que el año 2019.
Estos resultados son el producto de un incremento de RD$ 1,443 millones en primas suscritas y RD$ 1,128 millones en primas Cobradas. Las primas suscritas del año 2020 fueron más de RD$ 10,354 millones, superando el 2019 con un incremento de 16.20%, las primas cobradas fueron más de RD$12,195 millones con un incremento de 10.19%.
En ese mismo orden, los Estados Financieros señalan que los pasivos totales crecieron en RD$2,104 millones un 26.21% respecto a 2019; las reservas totales crecieron en más de RD$706 millones, representando un 34% por ciento de los pasivos totales.
De igual forma, el Patrimonio total de la empresa superó los RD$5,631 millones, con un crecimiento de casi un 21% por encima del 2019, el capital suscrito y pagado creció en más de 19%, en tanto que las reservas de previsión crecieron en más de RD$170.1 millones. Es importante destacar que por segundo año consecutivo la compañía constituyó reserva libre, (voluntaria) por RD$ 100 millones.
Asimismo, los costos de Seguros y Reaseguros se incrementaron en unos RD$934.7 millones, que representaron casi un 64.75% de las primas suscritas. Los siniestros incurridos disminuyeron en RD$ 317.2 millones, por lo que el índice de siniestralidad quedó en 51.05%, 10 puntos por debajo del año 2019.
Mientras que los costos de adquisición quedaron en 9.51, ligeramente inferior al año 2019, el total de gastos administrativos y financieros fue de RD$ 2,094 millones, el beneficio bruto del año 2020 fue de más de RD$ 2,154 millones, superando el año 2019 por más de RD$ 324 millones para un crecimiento de 17.7% en beneficios brutos.
La antigüedad de saldos (morosidad de la cartera total y vencida) mejoró considerablemente, para 2019 representaron4.45% y 19.04% respectivamente, mientras que para 2020 fueron de 3.57% y 17.81%.
Estos resultados fueron el producto de una intensa gestión de Cobros en procura de sanear la antigüedad en las cuentas por cobrar heredadas del 2019 y las propias del 2020.
A nivel de los resultados técnicos, los mismos están alineados a los Resultados Generales del Negocio, presentando un margen de solvencia quedó en 4.49 versus 3.54 del año 2019, el índice de liquidez pasó de 1.55 a 1.82 en el año 2020.
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Tiêu đề: «B52 Club – Trải nghiệm Game Đánh Bài Trực Tuyến Tuyệt Vời»
B52 Club là một cổng game phổ biến trong cộng đồng trực tuyến, đưa người chơi vào thế giới hấp dẫn với nhiều yếu tố quan trọng đã giúp trò chơi trở nên nổi tiếng và thu hút đông đảo người tham gia.
1. Bảo mật và An toàn
B52 Club đặt sự bảo mật và an toàn lên hàng đầu. Trang web đảm bảo bảo vệ thông tin người dùng, tiền tệ và dữ liệu cá nhân bằng cách sử dụng biện pháp bảo mật mạnh mẽ. Chứng chỉ SSL đảm bảo việc mã hóa thông tin, cùng với việc được cấp phép bởi các tổ chức uy tín, tạo nên một môi trường chơi game đáng tin cậy.
2. Đa dạng về Trò chơi
B52 Play nổi tiếng với sự đa dạng trong danh mục trò chơi. Người chơi có thể thưởng thức nhiều trò chơi đánh bài phổ biến như baccarat, blackjack, poker, và nhiều trò chơi đánh bài cá nhân khác. Điều này tạo ra sự đa dạng và hứng thú cho mọi người chơi.
3. Hỗ trợ Khách hàng Chuyên Nghiệp
B52 Club tự hào với đội ngũ hỗ trợ khách hàng chuyên nghiệp, tận tâm và hiệu quả. Người chơi có thể liên hệ thông qua các kênh như chat trực tuyến, email, điện thoại, hoặc mạng xã hội. Vấn đề kỹ thuật, tài khoản hay bất kỳ thắc mắc nào đều được giải quyết nhanh chóng.
4. Phương Thức Thanh Toán An Toàn
B52 Club cung cấp nhiều phương thức thanh toán để đảm bảo người chơi có thể dễ dàng nạp và rút tiền một cách an toàn và thuận tiện. Quy trình thanh toán được thiết kế để mang lại trải nghiệm đơn giản và hiệu quả cho người chơi.
5. Chính Sách Thưởng và Ưu Đãi Hấp Dẫn
Khi đánh giá một cổng game B52, chính sách thưởng và ưu đãi luôn được chú ý. B52 Club không chỉ mang đến những chính sách thưởng hấp dẫn mà còn cam kết đối xử công bằng và minh bạch đối với người chơi. Điều này giúp thu hút và giữ chân người chơi trên thương trường game đánh bài trực tuyến.
Hướng Dẫn Tải và Cài Đặt
Để tham gia vào B52 Club, người chơi có thể tải file APK cho hệ điều hành Android hoặc iOS theo hướng dẫn chi tiết trên trang web. Quy trình đơn giản và thuận tiện giúp người chơi nhanh chóng trải nghiệm trò chơi.
Với những ưu điểm vượt trội như vậy, B52 Club không chỉ là nơi giải trí tuyệt vời mà còn là điểm đến lý tưởng cho những người yêu thích thách thức và may mắn.
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